7 Ways To Carry Money While Traveling

How do you carry money while traveling?

Enjoying a trip involves spending money. You could want to see sights, try new dishes, stay in the best hotels, or have fun. To do this, you need money. 

Regardless of your travel location or duration of stay, you need to travel with money. However, losing or getting your money stolen on a trip could ruin all the expectations, get you stranded, or worse, in trouble. 

It can occasionally be challenging to travel with money securely. This problem is why it’s essential to understand how to carry money while traveling. This article explains all you need to know about safely carrying your cash while traveling.

How to Properly Carry Money While Traveling

Being extra cautious while traveling with money is a no-brainer. 

Not only should you be concerned about keeping it safe and secure, preventing it from getting lost or stolen, but it must also be duly accessible to you at any time. Here is a detailed overview of seven ways to carry money while traveling:

1. On-body Storage

On-body storage is a wearable method to carry your money safely on your body. Occasionally, carrying your valuables is the best option for keeping them secure. It’s necessary to be careful while on a trip as everyone strives to prevent being a victim of crime or theft. 

Since the introduction of money belts, arm wallets, and neck pouches, storage items have advanced under-clothes significantly. While these traditional styles are still popular, modern alternatives include long underwear, bra stashes, undershirts, and underwear with built-in pockets for secure storage. 

Therefore, on-body storage gadgets can be helpful if you’re staying somewhere without a secure location to keep cash and valuables. However, on-body storage isn’t a practical substitute for a wallet because looking under your garments for cash in public makes it obvious where you’re keeping your money. This act could make you susceptible to robbery.

2. Anti-theft Bags

If there is one thing garbage bag commercials have taught us: certain bags are more durable than others. A handbag, backpack, or piece of travel gear with security features inbuilt is said to be an anti-theft bag. They may also be known as slash-proof bags or theft-proof bags. 

Anti-theft bags can be a good purchase for future travel needs since they can deter sly pickpockets because they include features that slow criminals from gaining access to your bag. Therefore, several producers have developed functional carriage bags with safety in mind. These bag features include slash-proof material, shoulder straps reinforced with steel cables, and lockable zipper pockets.

3. Dummy Wallet

An inexpensive “dummy wallet” is an excellent approach to deceive a potential thief. A dummy wallet, sometimes known as a mugger’s wallet, is a wallet clone. The aim is to trick a thief or pickpocket into taking the imitation wallet instead of your genuine one.

All you are required to do is stuff the wallet with some small dollars to give it some weight and add a couple of the demo credit cards you receive as gifts when you buy the wallet to make it appear more authentic. 

4. Recognize the Local Currency Customs

Whether you’re in a solely-cash society or a credit card-based location, you need to be capable of paying when you’re on a trip. In a cash culture, it is necessary to have a wide variety of notes and coins. 

However, in an online payment economy, it is preferable to have a suitable card, particularly one with no foreign exchange costs. It’s a great idea to have some US currency on hand, just in case, as US dollars are the location’s supplementary currency.

5. Cash Substitutes Come in Handy

Avoiding cash or credit card purchases in congested areas like bus lanes and metro stations is convenient in favor of a multi-use ticket or another cash substitute.

You can take advantage of a city’s public transportation system, which provides multi-use cards or allows you to purchase many tickets at once to receive a discount. You’ll lower your risk of losing your wallet by accessing and putting away your wallet less frequently.

6. Lock Valuable Possessions Safely

It is occasionally preferable to use the hotel’s lockbox or in-room safe for instances when you don’t have a lot to unpack. Most times, it’s best that you don’t carry while touring your travel location. 

Hotel in-room safes are often secure, but if you have valuables or a large wad of cash that makes you particularly uncomfortable, verify whether the hotel offers a locked box, usually behind the table desk. If you use a hotel lockbox, ensure you get your belongings when you check out. You can leave a remainder somewhere visible so you don’t leave without it.

7. Travel Purse

You may also consider a travel purse, which you reserve exclusively for a trip. This wallet is usually an addition to your dummy purse. Your cards will have secure compartments, preventing unintended card removal. You may move the items you need for your vacation, saving you the trouble of decluttering and repacking the regular wallet.


When you safely carry money while traveling, it saves you a lot of trouble. The seven ways mentioned above can be all you need to have an enjoyable trip. 

Do not forget to use the Checkandpack app to create a budget and track your travel expenses!

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